Medical Card

Medical card; a takaful plan that covers medical expenses like hospitalization and surgery, providing financial relief and access to quality healthcare when you need it most.

Because Every Mom Wants for Her Child’s Health

Because Every Mom Wants The Best for Her Child’s Health

Because Every Mom Wants top notch for Her Child’s Health

Because Every Mom Wants Excellent for Her Child’s Health

As a mom, you know there’s nothing more precious than your child’s health and happiness. Every milestone, every laugh, every step matters. But behind every joy, there’s a quiet worry: What if they fall sick? What if an unexpected emergency arises?

Getting Access to the Best Healthcare

You want prompt, quality medical treatment when your child needs it most.

Avoiding Financial Strain

Unexpected hospital bills can disrupt your family’s finances, making it harder to budget for other essentials.

This is where a tailored medical card plan for your little one can make a difference. A medical card ensures that your child receives the best treatment when they need it, while protecting your family’s finances.

Imagine being able to access private hospital care, specialist consultations, and quality treatment, all while having peace of mind that the costs are managed

Our services

Choosing a medical card or takaful plan for your child is not a small decision, and as a busy mom, you don’t have endless time to research and compare each company’s offerings. This is where a Islamic Financial Adviser Representative (iFAR) makes all the difference.

Apply now

Comprehensive Comparison Across Multiple Providers

Instead of meeting multiple agents and getting different opinions, I provide you with an unbiased comparison of plans from 8 different takaful companies in Malaysia, all in one session. This saves you the time and effort of contacting and assessing individual agents.

Personalized Recommendations for Your Child’s Needs

Unlike a single-agent representative who might only promote their company’s products, I work solely for your best interest. Together, we’ll discuss your priorities and budget, then I’ll narrow down options that best match your child’s health needs and your financial comfort

Efficient

Decision-Making
Process

With an iFAR, you skip the hassle of sifting through dozens of options and marketing pitches.
I provide a clear, side-by-side comparison, helping you feel confident and well-informed about your decision—all while saving valuable time and energy.

As a licensed Financial Adviser Representative, I specialize in helping families like yours find the best medical coverage options available. With access to a network of top takaful providers in Malaysia, I’m here to guide you in selecting the right plan that meets your family’s specific needs.

Boy Girl

Example of Medical Card Plan

Boy, age 1

Takaful Operator A

RM1,1200,000

  • Annual Medical Limit

No Limit / Unlimited

  • Lifetime Limit

RM0

  • Deductible

Hospital Benefit

RM200 / 150 Days

  • Room & Board

75 Days

  • Intensive Care Unit (ICU)

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

60 Days / 60 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

Not Applicable

  • Out-Patient Dengue Fever Treatment

Special Benefit

Not Applicable

  • Hospitalisation due to Mental Illness

Other Benefit

RM100

  • Daily Cash Allowance at Government Hospital (60 Days Per Annum)

Not Applicable

  • Guardian Benefit

RM60

  • Home Nursing Care

RM217/MONTH

Takaful Operator B

RM2,000,000

  • Annual Medical Limit

No Limit / Unlimited

  • Lifetime Limit

RM500 / Disability

  • Deductible

Hospital Benefit

RM150 / Unlimited Days

  • Room & Board
    (Increase 20% every 5 years)

Unlimited Days

  • Intensive Care Unit (ICU)

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

120 Days / 180 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

As Charged

  • Out-Patient Dengue Fever Treatment

Special Benefit

RM5,000

  • Hospitalisation due to Mental Illness

Other Benefit

RM150

  • Daily Cash Allowance at Government Hospital (Unlimited Days Per Annum)

Available for Other R&B Plan

  • Guardian Benefit

Not Applicable

  • Home Nursing Care

RM307/MONTH

Takaful Operator C

RM1,000,000

  • Annual Medical Limit

No Limit / Unlimited

  • Lifetime Limit

RM500 / Certificate Year

  • Deductible
    Waive if no claim for 2 certificate year

Hospital Benefit

RM200 / 150 Days

  • Room & Board

120 Days

  • Intensive Care Unit (ICU)

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days / 180 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

Not Applicable

  • Out-Patient Dengue Fever Treatment

Special Benefit

RM1,500

  • Hospitalisation due to Mental Illness

Other Benefit

RM75

  • Daily Cash Allowance at Government Hospital (200 Days Per Annum)

RM200

  • Guardian Benefit

RM500

  • Home Nursing Care

RM349/MONTH

Example of Medical Card Plan

Girl, age 1

Takaful Operator A

RM1,1200,000

  • Annual Medical Limit

No Limit / Unlimited

  • Lifetime Limit

RM0

  • Deductible

Hospital Benefit

RM200 / 150 Days

  • Room & Board

75 Days

  • Intensive Care Unit (ICU)

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

60 Days / 60 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

Not Applicable

  • Out-Patient Dengue Fever Treatment

Special Benefit

Not Applicable

  • Hospitalisation due to Mental Illness

Other Benefit

RM100

  • Daily Cash Allowance at Government Hospital (60 Days Per Annum)

Not Applicable

  • Guardian Benefit

RM60

  • Home Nursing Care

RM209/MONTH

Takaful Operator B

RM2,000,000

  • Annual Medical Limit

No Limit / Unlimited

  • Lifetime Limit

RM500 / Disability

  • Deductible

Hospital Benefit

RM150 / Unlimited Days

  • Room & Board
    (Increase 20% every 5 years)

Unlimited Days

  • Intensive Care Unit (ICU)

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

120 Days / 180 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

As Charged

  • Out-Patient Dengue Fever Treatment

Special Benefit

RM5,000

  • Hospitalisation due to Mental Illness

Other Benefit

RM150

  • Daily Cash Allowance at Government Hospital (Unlimited Days Per Annum)

Available for Other R&B Plan

  • Guardian Benefit

Not Applicable

  • Home Nursing Care

RM303/MONTH

Takaful Operator C

RM1,000,000

  • Annual Medical Limit

No Limit / Unlimited

  • Lifetime Limit

RM500 / Certificate Year

  • Deductible
    Waive if no claim for 2 certificate year

Hospital Benefit

RM200 / 150 Days

  • Room & Board

120Days

  • Intensive Care Unit (ICU)

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days / 180 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

Not Applicable

  • Out-Patient Dengue Fever Treatment

Special Benefit

RM1,500

  • Hospitalisation due to Mental Illness

Other Benefit

RM75

  • Daily Cash Allowance at Government Hospital (200 Days Per Annum)

RM200

  • Guardian Benefit

RM500

  • Home Nursing Care

RM316/MONTH

Example of Medical Card Plan

Boy, age 1

Takaful Operator A

RM1,000,000

  • Annual Medical Limit

No Limit/Unlimited

  • Lifetime Limit

RM500/Certificate Year

  • Deductible.
    Waive if no claim for 2 certificate year

RM200 / 150 Days

  • Room & Board

75 Days

  • ICU

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days/ 180 Days

  • Pre / Post – Hospitalisation

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

RM75

  • Daily Cash Allowance at Government Hospital

Takaful Operator B

RM1,000,000

  • Annual Medical Limit

No Limit/Unlimited

  • Lifetime Limit

RM500/Certificate Year

  • Deductible.
    Waive if no claim for 2 certificate year

Hospital Benefit

RM200 / 150 Days

  • Room & Board

75 Days

  • ICU

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days/ 180 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

Not Applicable

  • Out-Patient Dengue Fever Treatment

Special Benefit

RM1,500

  • Hospitalisation due to Mental Illness

Other Benefit

RM75

  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)

RM200

  • Guardian Benefit

RM500

  • Home Nursing Care

RM280/MONTH

Takaful Operator C

RM1,000,000

  • Annual Medical Limit

No Limit/Unlimited

  • Lifetime Limit

RM500/Certificate Year

  • Deductible.
    Waive if no claim for 2 certificate year

Hospital Benefit

RM200 / 150 Days

  • Room & Board

75 Days

  • ICU

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days/ 180 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

Not Applicable

  • Out-Patient Dengue Fever Treatment

Special Benefit

RM1,500

  • Hospitalisation due to Mental Illness

Other Benefit

RM75

  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)

RM200

  • Guardian Benefit

RM500

  • Home Nursing Care

RM349/MONTH

Example of Medical Card Plan

Boy, age 1

Takaful Operator A

RM1,000,000

  • Annual Medical Limit

No Limit/Unlimited

  • Lifetime Limit

RM500/Certificate Year

  • Deductible.
    Waive if no claim for 2 certificate year

RM200 / 150 Days

  • Room & Board

75 Days

  • ICU

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days/ 180 Days

  • Pre / Post – Hospitalisation

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

RM75

  • Daily Cash Allowance at Government Hospital

Takaful Operator B

RM1,000,000

  • Annual Medical Limit

No Limit/Unlimited

  • Lifetime Limit

RM500/Certificate Year

  • Deductible.
    Waive if no claim for 2 certificate year

Hospital Benefit

RM200 / 150 Days

  • Room & Board

75 Days

  • ICU

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days/ 180 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

Not Applicable

  • Out-Patient Dengue Fever Treatment

Special Benefit

RM1,500

  • Hospitalisation due to Mental Illness

Other Benefit

RM75

  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)

RM200

  • Guardian Benefit

RM500

  • Home Nursing Care

RM280/MONTH

Takaful Operator C

RM1,000,000

  • Annual Medical Limit

No Limit/Unlimited

  • Lifetime Limit

RM500/Certificate Year

  • Deductible.
    Waive if no claim for 2 certificate year

Hospital Benefit

RM200 / 150 Days

  • Room & Board

75 Days

  • ICU

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days/ 180 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

Not Applicable

  • Out-Patient Dengue Fever Treatment

Special Benefit

RM1,500

  • Hospitalisation due to Mental Illness

Other Benefit

RM75

  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)

RM200

  • Guardian Benefit

RM500

  • Home Nursing Care

RM349/MONTH

Example of Takaful Hibah Plan (RM250,000)

Female, age 30, office worker, non-smoker

Takaful Operator A

  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Illness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RM54

Takaful Operator B

  • Death (Hibah) @ Basic Sum Covered
  • Total Permanent Disability (TPD)
  • Death / TPD
    RM250,000
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM500,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Illness
  • Khairat Kematian
    RM2,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    30 Years
  • Monthly Contribution
    RM83.90

Takaful Operator C

  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx

Example of Takaful Hibah Plan (RM250,000)

  • Takaful Operator A
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx

Example of Takaful Hibah Plan (RM250,000)

  • Takaful Operator A
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx

Example of Takaful Hibah Plan (RM250,000)

  • Takaful Operator A
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx

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Unfortunately, we’re unable to offer free samples. As a retailer, we buy all magazines from their publishers at the regular trade price. However, you could contact the magazine’s publisher directly to ask if they can send you a free copy.

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You can create a new account at the end of the order process or on the following page. You can view all of your orders and subscriptions in your customer account. You can also change your addresses and your password.

Do I need to create an account to make an order?

No, you don’t have to create an account. But there are a few advantages if you create an account.

  • You never have to enter your billing and shipping address again
  • Find all of your orders, subscriptions and addresses in your account
  • Download invoices of your orders

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No, we don’t have a physical store location at the moment. We accept only orders through our online shop and we’re shipping all orders with the Swiss Post Service. Please visit our shipping section for more details.

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Example of Takaful Hibah Plan (RM250,000)

Female, age 30, office worker, non-smoker

Takaful Operator A

  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Illness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RM54

Takaful Operator B

  • Death (Hibah) @ Basic Sum Covered
  • Total Permanent Disability (TPD)
  • Death / TPD
    RM250,000
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM500,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Illness
  • Khairat Kematian
    RM2,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    30 Years
  • Monthly Contribution
    RM83.90

Takaful Operator C

  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 – 20 – RM275,000
    Year 21 – 30 – RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx

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Example of Medical Card Plan

Boy, age 1

Takaful Operator A

RM1,000,000

  • Annual Medical Limit

No Limit/Unlimited

  • Lifetime Limit

RM500/Certificate Year

  • Deductible.
    Waive if no claim for 2 certificate year

RM200 / 150 Days

  • Room & Board

75 Days

  • ICU

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days/ 180 Days

  • Pre / Post – Hospitalisation

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

RM75

  • Daily Cash Allowance at Government Hospital

Takaful Operator B

RM1,000,000

  • Annual Medical Limit

No Limit/Unlimited

  • Lifetime Limit

RM500/Certificate Year

  • Deductible.
    Waive if no claim for 2 certificate year

Hospital Benefit

RM200 / 150 Days

  • Room & Board

75 Days

  • ICU

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days/ 180 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

Not Applicable

  • Out-Patient Dengue Fever Treatment

Special Benefit

RM1,500

  • Hospitalisation due to Mental Illness

Other Benefit

RM75

  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)

RM200

  • Guardian Benefit

RM500

  • Home Nursing Care

RM280/MONTH

Takaful Operator C

RM1,000,000

  • Annual Medical Limit

No Limit/Unlimited

  • Lifetime Limit

RM500/Certificate Year

  • Deductible.
    Waive if no claim for 2 certificate year

Hospital Benefit

RM200 / 150 Days

  • Room & Board

75 Days

  • ICU

As Charged

  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee

90 Days/ 180 Days

  • Pre / Post – Hospitalisation

Outpatient Benefit

As Charged

  • Out-Patient Kidney Dialysis Treatment

As Charged

  • Out-Patient Cancer Treatment

As Charged

  • Emergency Accidental Out-Patient Treatment

Not Applicable

  • Out-Patient Dengue Fever Treatment

Special Benefit

RM1,500

  • Hospitalisation due to Mental Illness

Other Benefit

RM75

  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)

RM200

  • Guardian Benefit

RM500

  • Home Nursing Care

RM349/MONTH

*For a better comparison view, you may open in laptop/monitor

What You Get

With the right medical card for your child, you’ll enjoy:

Peace of

Mind

Knowing your child’s health needs are covered, from basic checkups to emergency care.

Healthcare Access

Avoid waiting lists and ensure your child gets immediate attention at private hospitals.

Financial Protection

Safeguard your finances by
avoiding
unexpected medical expenses.

testimonial

What they say about My Services

Having a medical card for my baby was a game-changer! We had a hospital visit for a high fever, and I can’t tell you how much stress it relieved to know we were covered.

Ahmad was wonderful in explaining the plan, and I knew my child was in good hands.

Puan Ayuni

Working with Ahmad was a huge relief! As a first-time mom, I didn’t know where to start with medical coverage for my baby.
He explained everything clearly and showed me options from different providers. I felt supported, and now I have peace of mind knowing my child is protected.

Puan Yasmin

I appreciated that Ahmad saved me so much time by comparing plans from multiple companies in one go. He took the time to understand our needs and budget, and I didn’t feel pressured to pick one particular plan. It made such a difference to have an adviser who truly cares about our family’s well-being.

Encik Azrai

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