Medical Card

Medical card; a takaful plan that covers medical expenses like hospitalization and surgery, providing financial relief and access to quality healthcare when you need it most.

Because Every Mom Wants for Her Child's Health

As a mom, you know there’s nothing more precious than your child’s health and happiness. Every milestone, every laugh, every step matters. But behind every joy, there’s a quiet worry: What if they fall sick? What if an unexpected emergency arises?

Getting Access to the Best Healthcare

You want prompt, quality medical treatment when your child needs it most.

Avoiding Financial Strain

Unexpected hospital bills can disrupt your family’s finances, making it harder to budget for other essentials.
This is where a tailored medical card plan for your little one can make a difference. A medical card ensures that your child receives the best treatment when they need it, while protecting your family’s finances.

Imagine being able to access private hospital care, specialist consultations, and quality treatment, all while having peace of mind that the costs are managed

Our services

Choosing a medical card or takaful plan for your child is not a small decision, and as a busy mom, you don’t have endless time to research and compare each company’s offerings. This is where a Islamic Financial Adviser Representative (iFAR) makes all the difference.
Book now

Comprehensive Comparison Across Multiple Providers

Instead of meeting multiple agents and getting different opinions, I provide you with an unbiased comparison of plans from 8 different takaful companies in Malaysia, all in one session. This saves you the time and effort of contacting and assessing individual agents.

Personalized Recommendations for Your Child’s Needs

Unlike a single-agent representative who might only promote their company’s products, I work solely for your best interest. Together, we’ll discuss your priorities and budget, then I’ll narrow down options that best match your child’s health needs and your financial comfort

Efficient
Decision-Making
Process

With an iFAR, you skip the hassle of sifting through dozens of options and marketing pitches.
I provide a clear, side-by-side comparison, helping you feel confident and well-informed about your decision—all while saving valuable time and energy.
As a licensed Financial Adviser Representative, I specialize in helping families like yours find the best medical coverage options available. With access to a network of top takaful providers in Malaysia, I’m here to guide you in selecting the right plan that meets your family’s specific needs.

Example of Medical Card Plan

Boy, age 1
RM1,1200,000
  • Annual Medical Limit
No Limit / Unlimited
  • Lifetime Limit
RM0
  • Deductible
    -
RM200 / 150 Days
  • Room & Board
    -
75 Days
  • Intensive Care Unit (ICU)
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
60 Days / 60 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
Not Applicable
  • Out-Patient Dengue Fever Treatment
Not Applicable
  • Hospitalisation due to Mental Illness
RM100
  • Daily Cash Allowance at Government Hospital (60 Days Per Annum)
Not Applicable
  • Guardian Benefit
RM60
  • Home Nursing Care
RM2,000,000
  • Annual Medical Limit
No Limit / Unlimited
  • Lifetime Limit
RM500 / Disability
  • Deductible
    -
RM150 / Unlimited Days
  • Room & Board
    (Increase 20% every 5 years)
Unlimited Days
  • Intensive Care Unit (ICU)
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
120 Days / 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
As Charged
  • Out-Patient Dengue Fever Treatment
RM5,000
  • Hospitalisation due to Mental Illness
RM150
  • Daily Cash Allowance at Government Hospital (Unlimited Days Per Annum)
Available for Other R&B Plan
  • Guardian Benefit
Not Applicable
  • Home Nursing Care
RM1,000,000
  • Annual Medical Limit
No Limit / Unlimited
  • Lifetime Limit
RM500 / Certificate Year
  • Deductible
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
    -
120 Days
  • Intensive Care Unit (ICU)
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days / 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
Not Applicable
  • Out-Patient Dengue Fever Treatment
RM1,500
  • Hospitalisation due to Mental Illness
RM75
  • Daily Cash Allowance at Government Hospital (200 Days Per Annum)
RM200
  • Guardian Benefit
RM500
  • Home Nursing Care

Example of Medical Card Plan

Girl, age 1
RM1,1200,000
  • Annual Medical Limit
No Limit / Unlimited
  • Lifetime Limit
RM0
  • Deductible
    -
RM200 / 150 Days
  • Room & Board
    -
75 Days
  • Intensive Care Unit (ICU)
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
60 Days / 60 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
Not Applicable
  • Out-Patient Dengue Fever Treatment
Not Applicable
  • Hospitalisation due to Mental Illness
RM100
  • Daily Cash Allowance at Government Hospital (60 Days Per Annum)
Not Applicable
  • Guardian Benefit
RM60
  • Home Nursing Care
RM2,000,000
  • Annual Medical Limit
No Limit / Unlimited
  • Lifetime Limit
RM500 / Disability
  • Deductible
    -
RM150 / Unlimited Days
  • Room & Board
    (Increase 20% every 5 years)
Unlimited Days
  • Intensive Care Unit (ICU)
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
120 Days / 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
As Charged
  • Out-Patient Dengue Fever Treatment
RM5,000
  • Hospitalisation due to Mental Illness
RM150
  • Daily Cash Allowance at Government Hospital (Unlimited Days Per Annum)
Available for Other R&B Plan
  • Guardian Benefit
Not Applicable
  • Home Nursing Care
RM1,000,000
  • Annual Medical Limit
No Limit / Unlimited
  • Lifetime Limit
RM500 / Certificate Year
  • Deductible
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
    -
120Days
  • Intensive Care Unit (ICU)
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days / 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
Not Applicable
  • Out-Patient Dengue Fever Treatment
RM1,500
  • Hospitalisation due to Mental Illness
RM75
  • Daily Cash Allowance at Government Hospital (200 Days Per Annum)
RM200
  • Guardian Benefit
RM500
  • Home Nursing Care

Example of Medical Card Plan

Boy, age 1
RM1,000,000
  • Annual Medical Limit
No Limit/Unlimited
  • Lifetime Limit
RM500/Certificate Year
  • Deductible.
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
75 Days
  • ICU
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days/ 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
RM75
  • Daily Cash Allowance at Government Hospital
RM1,000,000
  • Annual Medical Limit
No Limit/Unlimited
  • Lifetime Limit
RM500/Certificate Year
  • Deductible.
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
75 Days
  • ICU
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days/ 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
Not Applicable
  • Out-Patient Dengue Fever Treatment
RM1,500
  • Hospitalisation due to Mental Illness
RM75
  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)
RM200
  • Guardian Benefit
RM500
  • Home Nursing Care
RM1,000,000
  • Annual Medical Limit
No Limit/Unlimited
  • Lifetime Limit
RM500/Certificate Year
  • Deductible.
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
75 Days
  • ICU
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days/ 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
Not Applicable
  • Out-Patient Dengue Fever Treatment
RM1,500
  • Hospitalisation due to Mental Illness
RM75
  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)
RM200
  • Guardian Benefit
RM500
  • Home Nursing Care

Example of Medical Card Plan

Boy, age 1
RM1,000,000
  • Annual Medical Limit
No Limit/Unlimited
  • Lifetime Limit
RM500/Certificate Year
  • Deductible.
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
75 Days
  • ICU
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days/ 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
RM75
  • Daily Cash Allowance at Government Hospital
RM1,000,000
  • Annual Medical Limit
No Limit/Unlimited
  • Lifetime Limit
RM500/Certificate Year
  • Deductible.
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
75 Days
  • ICU
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days/ 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
Not Applicable
  • Out-Patient Dengue Fever Treatment
RM1,500
  • Hospitalisation due to Mental Illness
RM75
  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)
RM200
  • Guardian Benefit
RM500
  • Home Nursing Care
RM1,000,000
  • Annual Medical Limit
No Limit/Unlimited
  • Lifetime Limit
RM500/Certificate Year
  • Deductible.
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
75 Days
  • ICU
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days/ 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
Not Applicable
  • Out-Patient Dengue Fever Treatment
RM1,500
  • Hospitalisation due to Mental Illness
RM75
  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)
RM200
  • Guardian Benefit
RM500
  • Home Nursing Care

Example of Takaful Hibah Plan (RM250,000)

Female, age 30, office worker, non-smoker
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Illness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RM54
  • Death (Hibah) @ Basic Sum Covered
    -
  • Total Permanent Disability (TPD)
    -
  • Death / TPD
    RM250,000
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM500,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Illness
  • Khairat Kematian
    RM2,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    30 Years
  • Monthly Contribution
    RM83.90
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx

Example of Takaful Hibah Plan (RM250,000)

  • Takaful Operator A
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx

Example of Takaful Hibah Plan (RM250,000)

  • Takaful Operator A
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx

Example of Takaful Hibah Plan (RM250,000)

  • Takaful Operator A
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx
  • Benefits
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx

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Example of Takaful Hibah Plan (RM250,000)

Female, age 30, office worker, non-smoker
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Illness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RM54
  • Death (Hibah) @ Basic Sum Covered
    -
  • Total Permanent Disability (TPD)
    -
  • Death / TPD
    RM250,000
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM500,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Illness
  • Khairat Kematian
    RM2,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    30 Years
  • Monthly Contribution
    RM83.90
  • Death (Hibah) @ Basic Sum Covered
    RM250,000
  • Total Permanent Disability (TPD)
    RM250,000
  • Death / TPD
    -
  • Death Due to Accident
    RM500,000
  • Death While Performing Umrah/Hajj
    RM750,000
  • Increasing Death Benefits
    Year 11 - 20   -  RM275,000
    Year 21 - 30  -  RM300,000
  • Waiver
    Yes, On Critical Ilness @ TPD
  • Khairat Kematian
    RM10,000
  • Cash Value
    Yes
  • Protection Period
    Until 60 Years Old
  • Contribution Period
    15 Years
  • Monthly Contribution
    RMxxx

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Example of Medical Card Plan

Boy, age 1
RM1,000,000
  • Annual Medical Limit
No Limit/Unlimited
  • Lifetime Limit
RM500/Certificate Year
  • Deductible.
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
75 Days
  • ICU
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days/ 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
RM75
  • Daily Cash Allowance at Government Hospital
RM1,000,000
  • Annual Medical Limit
No Limit/Unlimited
  • Lifetime Limit
RM500/Certificate Year
  • Deductible.
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
75 Days
  • ICU
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days/ 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
Not Applicable
  • Out-Patient Dengue Fever Treatment
RM1,500
  • Hospitalisation due to Mental Illness
RM75
  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)
RM200
  • Guardian Benefit
RM500
  • Home Nursing Care
RM1,000,000
  • Annual Medical Limit
No Limit/Unlimited
  • Lifetime Limit
RM500/Certificate Year
  • Deductible.
    Waive if no claim for 2 certificate year
RM200 / 150 Days
  • Room & Board
75 Days
  • ICU
As Charged
  • Hospital Supplies & Services
    Surgical Fee
    Anesthetist Fee
    Operating Theatre Fee
    In-Hospital Physician Visit
    Day-Care Surgery
    Ambulance Fee
90 Days/ 180 Days
  • Pre / Post - Hospitalisation
As Charged
  • Out-Patient Kidney Dialysis Treatment
As Charged
  • Out-Patient Cancer Treatment
As Charged
  • Emergency Accidental Out-Patient Treatment
Not Applicable
  • Out-Patient Dengue Fever Treatment
RM1,500
  • Hospitalisation due to Mental Illness
RM75
  • Daily Cash Allowance at Government Hospital (Max 200 Days Per Annum)
RM200
  • Guardian Benefit
RM500
  • Home Nursing Care
*For a better comparison view, you may open in laptop/monitor

What You Get

With the right medical card for your child, you’ll enjoy:

Peace of
Mind

Knowing your child’s health needs are covered, from basic checkups to emergency care.

Healthcare Access

Avoid waiting lists and ensure your child gets immediate attention at private hospitals.

Financial Protection

Safeguard your finances by
avoiding
unexpected medical expenses.
testimonial

What they say about My Services

Having a medical card for my baby was a game-changer! We had a hospital visit for a high fever, and I can’t tell you how much stress it relieved to know we were covered.

Ahmad was wonderful in explaining the plan, and I knew my child was in good hands.
Puan Ayuni
Working with Ahmad was a huge relief! As a first-time mom, I didn’t know where to start with medical coverage for my baby.
He explained everything clearly and showed me options from different providers. I felt supported, and now I have peace of mind knowing my child is protected.
Puan Yasmin
I appreciated that Ahmad saved me so much time by comparing plans from multiple companies in one go. He took the time to understand our needs and budget, and I didn’t feel pressured to pick one particular plan. It made such a difference to have an adviser who truly cares about our family’s well-being.
Encik Azrai

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